>As soon as you have enough money to afford it Well it must be an obscenely large amount of money. My wife (a college professor) and I (IT Manager) are nowhere

>As soon as you have enough money to afford it Well it must be an obscenely large amount of money. My wife (a college professor) and I (IT Manager) are nowhere near being able to take advantage of these amazing loopholes. We pay federal tax, state tax and 2 local taxes (one for the village we live in and one for the village where my wife's college is located). Don't forget sales tax on literally every item we purchase. Property tax is a killer as well. Then there are the payments that are deducted from our paychecks to go into Social Security (which we have no guarantee will even exist by the time we retire). We also pay an enormous amount for medical care, fees for our kids public primary school costs, huge amounts for our son's college, etc. So, we pay a large number of taxes (I didn't even touch on all of them), risk catastrophic financial collapse if we get very ill or badly injured, have to spend obscene amounts of money on education and do NOT have access to whatever loopholes you imagine we have (well, probably someone like Donald Trump does but not normal people, or even slightly better off people).