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Your straw man requires someone not have a car and not have the money that one saves from not having a car. For the price of a car payment, I can commute on th
by cheriot 10y ago
Your straw man requires someone not have a car and not have the money that one saves from not having a car.
For the price of a car payment, I can commute on the DC metro and rent a car for a weekend. For the price of car insurance, I can take Uber for quite a few miles. For the money I made renting my parking space, I can rent a car for another weekend and subscribe to Amazon Prime. With the money saved on gas, car maintenance, and parking downtown, I can fly home to see family.
- John23832 10y ago> Your straw man requires someone not have a car and not have the money that one saves from not having a car. That's not the predicament that most people are in. Just because you don't have a 30k car doesn't mean you have 30k in the bank to utilize. Hell, since most people finance cars now a days, having a 30k car doesn't mean that you had anywhere near 30k in the bank before buying. Whereas, if you buy that car, whether or not you had something in the bank to cover it before buying, you now are on the hook for maintenance, gas, insurance, etc. So no that's not straw man at all. > For the price of a car payment, I can commute on the DC metro and rent a car for a weekend. I won't get started on this, as owning and utilizing a car in the DC/NoVa area is a beast onto its own.
- cheriot 10y agoWhat did I write that requires 30k in the bank? I'm specifically talking about the same cash flows you mention. The amount spent per month on car loan, insurance, gas, parking, amortized maintenance, etc is now free to pay for other forms of transportation: car rentals, uber, flights. Someone with the monthly cash flow to choose not to buy a car, that complains they can't afford to go anywhere or do anything is very much a straw man.