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>that'll be at least another 50$ Maybe for the bare minimum liability. But if there's a lien on the car (because it's leased or financed) then you're required

>that'll be at least another 50$ Maybe for the bare minimum liability. But if there's a lien on the car (because it's leased or financed) then you're required to have comprehensive insurance. Combined with the fact that a new driver will have higher rates and I think you'd be hard pressed to find a rate below $150 a month. >oh wait! theres also the various fees And maintenance. 4 oil changes a year, tires, brakes, belts and other things that need to be replaced regularly probably adds another $1000 per year. Cars are definitely an excessive expense. I know because I've owned (at least) one my whole life. Then again, my car affords me the ability to live in an area where the cost of living is far below New York, San Francisco, Vancouver or Toronto.

Amezarak 10y ago
No doubt it depends on what car your driving, but those seem like pretty crazy high maintenance costs. Over the past ten years, I've spent anywhere from $60-$400/year on maintenance. I drive about 30k miles a year. "Brakes and belts" are for me something you do every 100k miles. Oil changes run about $30, with a new filter. The only other regular maintenance item is the engine air filter, which runs maybe $10. Every couple years I end up buying new tires, but I've known people that made it 8+ years on one set. Altogether, with taxes, fuel, car payments, and insurance, it costs me about $400/month to have a car which I don't think is terrible. It would be nice to spend less on transportation, but I really can't imagine life without a car. Even if I lived in a major city with great public transport - I can imagine using public transport to commute, but I'd still want a car. Of course, where I live now, having a car is absolutely mandatory. I've always kind of shaken my head at the HN comments that suggest I could just ride a bike or something - even if I moved right next to my job site (no thanks), for probably eight months of the year the weather is hot enough that even a slow walk will leave you absolutely drenched in sweat. And maybe I'm crazy, but I prefer going to the grocery store for an hour once every two weeks as opposed to dropping by every day...pretty tough to do without a car. And then there really is the abstract freedom aspect - I can take off and go anywhere, anytime. Coordination is never a factor. And as you say, I can live in a much lower CoL area with my car. Which also helps in that there's much less traffic than in a big city, so driving a car is more enjoyable. I have a 30 mile commute wherein I can drive as fast as I want except for the last mile. :)

Amezarak 10y ago

No doubt it depends on what car your driving, but those seem like pretty crazy high maintenance costs. Over the past ten years, I've spent anywhere from $60-$400/year on maintenance. I drive about 30k miles a year. "Brakes and belts" are for me something you do every 100k miles. Oil changes run about $30, with a new filter. The only other regular maintenance item is the engine air filter, which runs maybe $10. Every couple years I end up buying new tires, but I've known people that made it 8+ years on one set. Altogether, with taxes, fuel, car payments, and insurance, it costs me about $400/month to have a car which I don't think is terrible. It would be nice to spend less on transportation, but I really can't imagine life without a car. Even if I lived in a major city with great public transport - I can imagine using public transport to commute, but I'd still want a car. Of course, where I live now, having a car is absolutely mandatory. I've always kind of shaken my head at the HN comments that suggest I could just ride a bike or something - even if I moved right next to my job site (no thanks), for probably eight months of the year the weather is hot enough that even a slow walk will leave you absolutely drenched in sweat. And maybe I'm crazy, but I prefer going to the grocery store for an hour once every two weeks as opposed to dropping by every day...pretty tough to do without a car. And then there really is the abstract freedom aspect - I can take off and go anywhere, anytime. Coordination is never a factor. And as you say, I can live in a much lower CoL area with my car. Which also helps in that there's much less traffic than in a big city, so driving a car is more enjoyable. I have a 30 mile commute wherein I can drive as fast as I want except for the last mile. :)