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I like YNAB, and personally I like the SAAS version as I found having to sync via dropbox annoying and I'm a linux user so having to run it in wine was also ann

• bananabill 10y ago
  Echoing everything stated here. YNAB recently got the ability to automatically pull your bank transactions, but I would actually recommend against this for a few reasons. 1. This the same problem mint has, there's a delay on the order of DAYS a lot of the time. Makes it hard to tell how much of a given category you have left. 2. Actively recording expenses the second you spend the money is easy, and a really good habit, because you'll be more in touch with where your money is going, with fewer surprises.