IMHO the article in the PDF is highly biased, like for example when it takes the "Sixteen Decisions" completely out of context. The article also makes a number

IMHO the article in the PDF is highly biased, like for example when it takes the "Sixteen Decisions" completely out of context. The article also makes a number of claims without mentioning any sources at all. The only piece of reference provided is the infamous 2001 WSJ article, which was already extensively debunked way before the Nobel Prize. There is no feminist agenda. Grameen lands mostly to women based on their own experience showing that: 1) Women are more likely to pay the loan back; and 2) Women tend to invest the loan in long-term basis (ex: buying a cow to sell milk). The fact is that women are highly marginalized in developing countries, and men magically starts to listen to them when they somehow are able to make decisions without the men's approval. Women have a vested interest in the loan, and therefore they tend to be better payers. Don't believe on such "experts" -- If their theories were right, developing countries would be prosper by now :)