I'm a recent college graduate. It's, frankly, ridiculously easy to build up an excellent credit score. Just open up a credit card (any card, even a secured one)

I'm a recent college graduate. It's, frankly, ridiculously easy to build up an excellent credit score. Just open up a credit card (any card, even a secured one) and consistently pay it off every month. At this point, I have enough credit from credit cards alone to buy a small house.