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You can open a secured credit card, never use it and after a year convert it to an unsecured credit card, getting your deposit back. And you would never have b
by saryant 10y ago
You can open a secured credit card, never use it and after a year convert it to an unsecured credit card, getting your deposit back.
And you would never have been in debt.
- FireBeyond 10y agoThat's not quite accurate, almost any secured or subprime credit card will have activity requirements. Most will close your account if there's insufficient transactions in the last three months.
- nommm-nommm 10y agoEven if they close the account it still "counts" on your credit score for 10 years.