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But it's also true that if you come to the US during or after college, banks will not issue you a credit card. Instead, they will issue you a 'secured' credit
by scdoshi 10y ago
But it's also true that if you come to the US during or after college, banks will not issue you a credit card.
Instead, they will issue you a 'secured' credit card, where you get a $300-500 limit on a card against the same amount paid to the bank as security. Only after a year or 2 of this, will the bank actually issue credit.
Maybe you had an account/history with the bank for a while, and that made a difference?
- Broken_Hippo 10y agoThat isn't just immigrants: Plenty of young, non-college bound students have only access to such cards. Americans also use them after bankruptcy to try to help strengthen their credit scores.