You're only referring to credit reports... did you read the article? This wasn't only a credit report, but a landlord profiling service that they provide that a

You're only referring to credit reports... did you read the article? This wasn't only a credit report, but a landlord profiling service that they provide that also gives your criminal history... how, do you suppose, are we to monitor _what they see_ as our criminal histories? I've had this exact same thing happen to me, about 6 years ago, when applying for an apartment lease. The landlord called me to ask about the violent offenses (robbery, assault) that came back on my background check that she was _sure_ couldn't be me. How am I supposed to monitor that? And, how would I do that _at no cost to me_?