I've successfully used it, so I know it's a real benefit. One notable exclusion is software (presumably because you could have copied it), hardware should be fi

I've successfully used it, so I know it's a real benefit. One notable exclusion is software (presumably because you could have copied it), hardware should be fine. But yeah, it's only $300. Perhaps the fancy AmEx cards have a more robust benefit. It's pretty nice for "free" though.