Rather than being a conspiracy against US companies, it's much more likely that because you are American you have not heard about similar cases that only involv

Rather than being a conspiracy against US companies, it's much more likely that because you are American you have not heard about similar cases that only involved European banks. For example: https://www.theguardian.com/money/2014/sep/27/landmark-ruling-lloyds-tsb-overdraft-charges https://www.theguardian.com/money/2014/sep/27/landmark-rulin... and https://www.theguardian.com/money/2014/feb/03/ppi-banks-misselling https://www.theguardian.com/money/2014/feb/03/ppi-banks-miss...