They will email you if you have a new inquiry or new account on your credit report(s). They will help you remove incorrect information and sometimes provide som

They will email you if you have a new inquiry or new account on your credit report(s). They will help you remove incorrect information and sometimes provide some financial assistance getting your documents replaced. Other than that they don't do much. They can't prevent someone from opening an account (only a credit freeze does that) and they can't tell you about non-credit identity theft.