Exactly, that's why before I accept, I'd call my insurance to make sure that I do not have any legal risks in accepting him. If I accept him and then there's an

Exactly, that's why before I accept, I'd call my insurance to make sure that I do not have any legal risks in accepting him. If I accept him and then there's an accident and the insurance tells me that I'm not covered because my apartment doesn't have x safety features then it's a huge issue for me.