It's both, but "men are better at handling risk" is a really weird way of phrasing "men are more willing to engage in risky behavior". And that sentence was ori

It's both, but "men are better at handling risk" is a really weird way of phrasing "men are more willing to engage in risky behavior". And that sentence was originally just about the physical activity, and then I realized that the difference in risk tolerance was also a contributing factor and I should mention that as well, and the phrasing vaguely worked properly so I kept it.