> Pay for things with cash when possible I do this. The privacy aspect is just a bonus. The main advantage is I consistently spend less and have the world's

> Pay for things with cash when possible I do this. The privacy aspect is just a bonus. The main advantage is I consistently spend less and have the world's easiest to manage budget with no forgotten spending, autopayment or contactless swipe. If there's £20 in my pocket after drawing out £50 I spent £30 no matter what I remember or what stuff I now have. I'm immune to 98% of supermarket special offer junk as I draw enough for shopping not shopping + impulse junk. Done it ever since the dot con crash and we were seriously financially challenged for a while. Fifteen years later I haven't had the least temptation to revert, despite numerous offers of higher credit limits and more cards from assorted banks. Plastic gets used 0-4 times a month - for online shopping. Despite all the hubris about cashless I don't find it the least bit inconvenient - everywhere takes it, everywhere I spend it has a cashpoint nearby. So all that remains for card and bank is online shopping and bills.