Here are some references to my main assertion that reserve requirements don't limit a bank's ability to loan, instead capital requirements are the limiting fact

Here are some references to my main assertion that reserve requirements don't limit a bank's ability to loan, instead capital requirements are the limiting factor. Another good source from digi_owl: http://www.bankofengland.co.uk/publications/Documents/quarterlybulletin/2014/qb14q102.pdf http://www.bankofengland.co.uk/publications/Documents/quarte... Also this: https://www.newyorkfed.org/medialibrary/media/research/epr/02v08n1/0205bennpdf.pdf https://www.newyorkfed.org/medialibrary/media/research/epr/0... and this: http://www.economonitor.com/lrwray/2013/08/15/banks-dont-lend-reserves-who-knew-mmt-thats-who/ http://www.economonitor.com/lrwray/2013/08/15/banks-dont-len... and finally this: http://www.forbes.com/sites/francescoppola/2014/01/21/banks-dont-lend-out-reserves/#346bc5123594 http://www.forbes.com/sites/francescoppola/2014/01/21/banks-...