You need to be rich or have a rent-subsidized apartment to retire in Manhattan. I love Manhattan. I've lived here for 4 years. But I'd never consider retiring

You need to be rich or have a rent-subsidized apartment to retire in Manhattan. I love Manhattan. I've lived here for 4 years. But I'd never consider retiring here unless I was rich enough to have a nice apartment (minimum $3,000/month for anything decent). Even then I'm not too sure I'd stay here because the little things do wear down on you - the dirty smelly overcrowded streets, subway stations that are as hot as saunas in the summer, ghetto/homeless people everywhere, constant obnoxiously loud sirens, shabby old infrastructure and housing stock, etc. But I do love the fact that you don't need a car, and there's an energy to this city that I haven't experienced anywhere else. I just don't like when people use this as an excuse to ignore its weaknesses. It's 2016 and most people here live in old tenement buildings.