As you say, it's far harder for Americans to get regular consumer bank accounts at big Swiss banks than it used to be. On the other hand, it's hard not to see

As you say, it's far harder for Americans to get regular consumer bank accounts at big Swiss banks than it used to be. On the other hand, it's hard not to see at least some banks as (still) having a culture of helping foreign customers evade their governments. E.g. http://www.newyorker.com/magazine/2016/05/30/herve-falcianis-great-swiss-bank-heist http://www.newyorker.com/magazine/2016/05/30/herve-falcianis...: "Birkenfeld himself had provided a variety of “concierge” tax-evasion services: he once bought diamonds for an American client, then smuggled them into the U.S. inside a toothpaste tube. "A 2014 U.S. Senate report describes a Credit Suisse banker travelling to America to meet a client for breakfast at a Mandarin Oriental hotel, and passing along an issue of Sports Illustrated in which account statements were concealed between the pages."