> Wouldn't it be assumed that someone in their 30/40s would have savings to retrain Maybe 50 years ago? Not for the last 20 years at least. The average 30/40 y

> Wouldn't it be assumed that someone in their 30/40s would have savings to retrain Maybe 50 years ago? Not for the last 20 years at least. The average 30/40 year old is in debt, nevermind having savings.