Agreed, but your local governments will not let that happen because they want your money. They fight every single day to maintain a false market value of your h

Agreed, but your local governments will not let that happen because they want your money. They fight every single day to maintain a false market value of your house, basing its value simply upon the few percent who are willing or able to pay an ever upwards higher prices. A value based upon construction labor rates that skyrocket because of their daily increasing mandated certifications, insurances and fees and taxes and laws, and a value based on construction materials subject to more of their certifications and upwards marching specifications (a 5 inch well for four people? while water usage per person is halved during the same period?). And finally, by them "adding taxable value" to your property (at your cost), for example, by forcing new massively expensive sewer and water systems, often, because historically they permitted very small lots. When those lots have sanitary problems and the land value falls low, they won't let go of the tax money from those properties, instead, charging everyone to upgrade the entire infrastructure at massive costs (for which they then get an admin fee forever, as well as keeping the taxes). Finally, outsourcing the infra. services to a third party, at what, cost plus? No, housing will never get cheaper.