> For me — someone who has lived here since college and is lucky to have a mortgage of my own ... From this quote, he has been in the bay area since college, a

> For me — someone who has lived here since college and is lucky to have a mortgage of my own ... From this quote, he has been in the bay area since college, and presently has a mortgage. I don't think he bought a house right after college, but you've read more of his blog than I have.