If someone made a bad choice, hurt someone, and was sued and had all of their assets taken from them, that would be a great motivation for everyone else to get

If someone made a bad choice, hurt someone, and was sued and had all of their assets taken from them, that would be a great motivation for everyone else to get insurance. Insurance companies, being eager to not pay out, would adjust their premiums based on the riskiness of the drone driver. Carrying heavy payloads above people? If you mess up, the insurance company could pay out many millions. Your costs go up accordingly. Carrying a camera above fields for crop imagery? Almost no insurance risk, tiny premiums. There's no way for _regulation_ to cover the massive potential drone market without relying entirely upon a Procrustian Bed [0] form of "responding to the market". [0] http://www.dictionary.com/browse/procrustean-bed http://www.dictionary.com/browse/procrustean-bed Oh, and re: #2, the person killing themselves to avoid liability - I doubt they'd be that swayed by regulation in the first place. They've got other problems than a lack of insurance.