This comes up sometimes but I've found it to be less of an issue in practice than you might think. Occasionally I have to make an exception for my bank or gmail

This comes up sometimes but I've found it to be less of an issue in practice than you might think. Occasionally I have to make an exception for my bank or gmail. If you do have to make a few variations at least it's only two or three passwords you have to remember instead of a different one for every login.