"a penny-pincher mentality" I see this in the US among people who have limited opportunities to earn additional income beyond their current job. If you are an

"a penny-pincher mentality" I see this in the US among people who have limited opportunities to earn additional income beyond their current job. If you are an office clerk making $25K/year, your best means of "earning" an additional dollar might be to procure the same goods for $1 less. Unfortunately, way too many people in the US have few good ways to earn 10% more by working more.