What should actually pain you is this comment. Even if we take your claim about society being better off if the 14k goes to education (which is some major hand

What should actually pain you is this comment. Even if we take your claim about society being better off if the 14k goes to education (which is some major hand waving), how would you suggest transferring this? Unless it's completely by choice, congratulations. You've now created no incentive for people working towards retirement to save enough to spend 14k per month. Now, instead of getting that productivity earlier in life and the 14k going to support a cruise ship business, you'll have people willing to just rest with what they've got. I think there are better ways to prop up education (some having nothing to do with $). No need to shame the elderly who have worked a lifetime and now get to kick back and enjoy it for a little while.