I loathe source code templates. To use web (newspaper?) terminology, it puts the content below the fold. It also raises the cost of factoring code out into its

I loathe source code templates. To use web (newspaper?) terminology, it puts the content below the fold. It also raises the cost of factoring code out into its own file. Even a simple code header can easily be double the amount of code I consider worth extracting. I know many IDEs add them automatically, so it doesn't feel like much of a cost to the writer, but as the reader, you pay it every time. Why waste brain power thinking "Ok, ignore everything above, this down here is the real source code"?