I'm EU citizen, experienced two different attempts to `pension schemes` in two EU countries. I believe no scheme in EU will lead to anything more than to equal

I'm EU citizen, experienced two different attempts to `pension schemes` in two EU countries. I believe no scheme in EU will lead to anything more than to equal benefit that will fill peoples stomachs and maybe provide shelter; and only those who took care and saved/invested independently will get good living. Have not been to US but as far as I understand pension schemes are not ran by the country (please correct me here if I'm wrong) so there is some sort of competition between pension scheme providers. And this is very different from situation here in EU where government is `taking care` of it and you don't really have a choice - so quality of service cannot be compared to what you get in US (these are two very different systems with different aims and end goals).