The U.S. is slowly moving towards tying repayments to income, though with less generous thresholds than the UK model. As of 2015, people with direct federal stu

The U.S. is slowly moving towards tying repayments to income, though with less generous thresholds than the UK model. As of 2015, people with direct federal student loans can opt into "revised income-based repayment", which caps payments at 10% of income for a maximum of 20-25 years: http://blog.ed.gov/2015/12/your-federal-student-loans-just-got-easier-to-repaye/ http://blog.ed.gov/2015/12/your-federal-student-loans-just-g...