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Nope, up until earlier this year I worked in the 'innovation lab' of a top 3 US bank, that was supposedly leading in the banking API space (one of current hotte

by tinbad 10y ago

Nope, up until earlier this year I worked in the 'innovation lab' of a top 3 US bank, that was supposedly leading in the banking API space (one of current hottest payment companies uses our backend/wholesale services) and we only offer APIs to big customers and not public, let alone a sandbox environment. My impression with all the regulatory and compliance issues it will take a long time (if ever) that banks will release such tools publicly. By that time hopefully someone will figure out a better system to bypass altogether... EDIT: Yes, there are aggregators who have agreements with banks, but I believe the OP asked for directly accessing a bank's API, which I believe is not possible with the exception of some beta programs here and there that gives access to some non trivial bank data.

drglitch 10y ago
Barclays, Citi, or JPM? :) Oh sorry, you were probably under a take-your-firstborn-NDA. Either way, the internal incubators at leading banks - at least in NYC - are actually very promising. As parent said, almost every bank has agreements/internal APIs, but they are VERY VERY careful with who gets access. Primary issue, aside from privacy/compliance/PII is that transactional data can be mined so heavily for purchasing patterns and thus predicting revenue for publicly traded companies. In fact, there are a couple of startups trying to do exactly this that popped up recently.