If it is not brain dead obvious (to others, not the designer) what needs to be entered into each field without any prompting then you need labels. Do this: Rem

If it is not brain dead obvious (to others, not the designer) what needs to be entered into each field without any prompting then you need labels. Do this: Remove all the placeholders. Now ask someone else to fill in the form. If they don't know what to do you need labels, not placeholders.