> "Imagine if all your insurance for your auto, home and life ended when you quit a job" squared: as a child, your health insurance is completely dependent on y

> "Imagine if all your insurance for your auto, home and life ended when you quit a job" squared: as a child, your health insurance is completely dependent on your parents' jobs. That's not really what happens in the US (and hasn't been for a while). Under the ACA, any involuntary loss of other coverage is a qualifying life event that entitles you to purchase individual or family coverage on the market, just as if it were during the open enrollment period. But even before the ACA, dependents could (and still can be) covered on the old insurance via COBRA for up to 18 months. So nobody's health insurance is really completely dependent on their job (or their parents' jobs). Their ability to afford the coverage they want may be dependent on their income and financial state, but that's already true of auto, home, and life insurance.