The more things change, the more they stay the same. Back in 1994 I worked at startup created by a consortium of banks that was intended to deliver tools for i

The more things change, the more they stay the same. Back in 1994 I worked at startup created by a consortium of banks that was intended to deliver tools for intra-bank settlement, B2C, etc. https://en.wikipedia.org/wiki/Certco_(financial_services) https://en.wikipedia.org/wiki/Certco_(financial_services) It was plagued by being ahead of its time, having technology in search of a use case, having predatory and venal business folks (and I like most biz folks!), a high burn rate, development split across two locations (long before this was a solved problem), issues with corporate culture, dysfunctional technical management that saw testing as a problem to be routed around, etc. Hope this newest spin on the idea has better success. (It would be hard not to - Certco was a perfect storm. That said, some great people worked there, and after a certain point I was a dysfunctional employee with a bad attitude myself. )