Me neither, not completely anyway. But there are dozens of things I think might help. -Make medical debt non-dischargeable if you incur it without insurance.

Me neither, not completely anyway. But there are dozens of things I think might help. -Make medical debt non-dischargeable if you incur it without insurance. (Encourage everyone to make an accurate accounting of the risk they are putting on themselves and the system without insurance). -Require price lists of common procedures and tests from providers. (Competition on price). -Close the medicaid gap. -Publish insurance standards and require providers to accept all insurance that meet those standards. (This would allow smaller players into the insurance market spurring competition -- it would also be very difficult to pull off -- perhaps tie it to providers that get federal money in some way). -Incentivise staying healthy by giving rebates for good health. -Incentivise not using health care by giving rebates for not using it over some period of time. -Incentivise shopping around by giving rebates based on finding providers/treatments/prescriptions that are below the average. Penalize those that are above some threshold by dinging future rebates. And on and on. I don't think there is one solution. I think we need to try a bunch of things and keep what works.