Although for practical reasons (such as sending them separately to the cc processor) I understand why we still collect names in this arbitrary {First, {MI?}, La

Although for practical reasons (such as sending them separately to the cc processor) I understand why we still collect names in this arbitrary {First, {MI?}, Last} format ... but in the general sense I have yet to understand why names need to be split into First and Last or any fields at all. Same for phone numbers. A former colleague of mine when he was in high school I guess in a fit of bravado decided to name change himself to just his first name. While a great idea and good for him that he followed through, no software was able to accept his new "McLovin'" style single name. #validation #epic #fail. His first job ... for the sake of anecdote let's say his name was Andy ... his first job ... on all his job identification ... id badge, enterprise login, payroll, tax forms etc ... he was identified as FNU Andy, with FNU being an acronym for "First Name Unknown". LOL