I agree, I'm not talking about mortgages or even reasonable student loans here, there is a good change they will generate value for the borrower. It's more abou

I agree, I'm not talking about mortgages or even reasonable student loans here, there is a good change they will generate value for the borrower. It's more about unsecured and underwater debt, that car that is worth 10k but you owe 25k on for example.