This is clever sophistry. However, in Canada, a debilitating injury might necessitate bankruptcy because of bills that you can't pay thanks to a medical condit

This is clever sophistry. However, in Canada, a debilitating injury might necessitate bankruptcy because of bills that you can't pay thanks to a medical condition which precludes your usefully working. In America, a debilitating injury might necessitate bankruptcy because of bills that you can't pay thanks to a medical condition which precludes your usefully working AND an usurious hospital bill.