"Much fintech 'disruption'..." revolves around eliminating slack and incompetence of the low grade employees. Once you've tried services of an average investmen

"Much fintech 'disruption'..." revolves around eliminating slack and incompetence of the low grade employees. Once you've tried services of an average investment banker, and paid 1% entry fee,1% exit fee, and 1% annual maintenance fee, you'd see fintech needs in a different light.