If the bank didn't have to pay the fine, the money would have went to the shareholders. But it was the shareholders who were being defrauded in the first place

If the bank didn't have to pay the fine, the money would have went to the shareholders. But it was the shareholders who were being defrauded in the first place that made the guy become a whistle blower. The crooked executives got their bonuses and didn't have to pay a fine.