Ally has 1% APR savings accounts, American Express has 0.90% APR savings accounts. This or relevant CDs would be your best bet. Move your emergency fund there

Ally has 1% APR savings accounts, American Express has 0.90% APR savings accounts. This or relevant CDs would be your best bet. Move your emergency fund there, too, if you like. These are probably the best "riskless" places to keep the funds. If you can stomach more risk, you can certainly do better.