For your health insurance, if you're otherwise healthy, look into an HSA. You'll have a high deductible ($3k-ish) but it's linked to a savings account that can

For your health insurance, if you're otherwise healthy, look into an HSA. You'll have a high deductible ($3k-ish) but it's linked to a savings account that can grow over time. Mine is currently paying 1.5%, which beats the pants off any other savings account I have.