A simple rule for credit cards - pay full dues every month. And get all the benefits of a credit card. Since millennials are already in debt (as the article su

A simple rule for credit cards - pay full dues every month. And get all the benefits of a credit card. Since millennials are already in debt (as the article suggests) and not having a regular income yet, credit cards will make it easier for them to buy beyond means - So it is better they delay owning credit cards. Whats wrong in that!