I don't have good insight into the potential for demand/supply imbalance or how loans are distributed. I would like to believe that LC gives all investors a fai

I don't have good insight into the potential for demand/supply imbalance or how loans are distributed. I would like to believe that LC gives all investors a fair chance at equivalent loans, but I only use the auto-trade mechanism and match the portfolio. What I HAVE noticed this month is that my cash is piling up. It looks like LC is currently not offering the best rate to potential borrowers? I'm OK with that personally.