if you are a medium/high risk I'd say go for mutual funds. but don't get a US based funds. the fee is very high and pretty much not worth it. get an offshore fu

if you are a medium/high risk I'd say go for mutual funds. but don't get a US based funds. the fee is very high and pretty much not worth it. get an offshore funds instead. funds in developing countries do not charge yearly fee, only an entry/exit fee. Indonesian based funds, which I invested on, has recently gained over 100% return this year. Read: http://www.thestreet.com/story/10684590/indonesia-etf-up-146-gets-top-rating.html http://www.thestreet.com/story/10684590/indonesia-etf-up-146...