I feel like I can relate to your position however I believe there is much more to this than simply "unevolved" - a hive mind (similar to that of bees or ants)

I feel like I can relate to your position however I believe there is much more to this than simply "unevolved" - a hive mind (similar to that of bees or ants) likely considers death to be a reasonable loss to the point of canabalism being deemed reasonable. This is probably the closest to full centralization there is. - in gorillas there tends to be one male per multiple females and per area. There also tends to be a female pecking order where one stands dominant and weaker ones get scars. This is probably the closest to fully independent since each individual only gets what they take. We live in a world where money can be anywhere and we want to allow anyone to have the opportunity to get what they want (so long as it doesnt harm the collective good). What tends to happen is the money becomes centralized to trade centers or with rare resources like peaceful community or opportunity in entertainment. However, space is a scarce commodity in these locations because it attracts so many people. So isnt it fair to increase the prices? The people who are making the most money for the area should have the most convinient location. "unevolved" implies that there isnt rhyme or reason to this.