The Netherlands has also a private market like this: https://www.government.nl/topics/health-insurance https://www.government.nl/topics/health-insurance. I alw

The Netherlands has also a private market like this: https://www.government.nl/topics/health-insurance https://www.government.nl/topics/health-insurance. I always go for a high deductible (and lower monthly fee) for example. Edit: (1) Costs for individual: It does cost me around 80 euros, my deductible is 800 euros (maximum allowed) and I'm 100% covered for medical costs at the physician and at the hospital. (2) Costs for government: 11.9% of GDP.