Owning a home is functionally equivalent to renting from yourself. So if a rental property is an investment, then so is owning your own home. I also don't und

Owning a home is functionally equivalent to renting from yourself. So if a rental property is an investment, then so is owning your own home. I also don't understand how you can claim there's no rate of return. Home values have historically trended upward reliably. Does the stock market also have no rate of return?