Depending on your bank, you may be out the money that's in dispute until the dispute is completed. If your bank decides to spot you the money in dispute while t

Depending on your bank, you may be out the money that's in dispute until the dispute is completed. If your bank decides to spot you the money in dispute while things are figured out, you need to keep in mind that if the dispute isn't decided in your favor that loan will go away, and they will debit your account. If you were cutting things close, you'll end up in overdraft and the financial screwing begins in earnest.