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> this silly rigmarole of purchasing and then paying off to prove to future agencies that I'm responsible That actually sounds like a fantastic method for a le
by jasonmp85 10y ago
> this silly rigmarole of purchasing and then paying off to prove to future agencies that I'm responsible
That actually sounds like a fantastic method for a lending agency to determine who is responsible and who is not.
- logfromblammo 10y agoNot when you define "responsible" as "saving up and then buying when you can afford it". But the lending agencies say "responsible" when they mean "profitable for us", so I can see how someone might get confused.
- mark_edward 10y agoHow is such a person more responsible than someone who never uses debt to make similar purchases?
- antisthenes 10y agoThey may be equally responsible in actuality, but the company still needs to see a verifiable source that the credits are being paid back. It's a form of signaling.