3 ms·
> Credit cards are frequently necessary for the bigger purchases - like washing machines and computers... Saving up enough to buy items like without going into
by typetypetype 10y ago
> Credit cards are frequently necessary for the bigger purchases - like washing machines and computers...
Saving up enough to buy items like without going into extremely high interest credit card debt is responsible consumerism.
- tantalor 10y agoAlso, layaway (https://en.wikipedia.org/wiki/Layaway https://en.wikipedia.org/wiki/Layaway) if you have bad credit and no bank account.
- Bartweiss 10y agoAnd amusingly, the best credit cards for those purchases are almost always obtained during the purchase. An appliance purchase at Sears comes with 60 months of 0% interest if you open a card - it's debt, but not necessarily irresponsible. Using a normal card to debt-finance the same thing is far less responsible, and I'm not really sure what the article was trying to claim there.