To put it in perspective, a recent research study[1] conducted by a team of elite PhD economics researchers discovered the astonishing fact that people who face

To put it in perspective, a recent research study[1] conducted by a team of elite PhD economics researchers discovered the astonishing fact that people who face a sudden unexpected financial crisis (such as medical bills, car breakdown, job loss) are surprisingly less likely to become homeless if they can pay their rent/mortgage, while those who cannot pay for their home are more likely to become homeless. (In truth, they went in-depth in calculating percentages and timelines and cost-benefits, etc. That summary trivializes their work.) But the basics of this discovery made by this elite team of academic researchers is something that every single working-class person in the country, even high school dropouts, knows as a simple basic fact of everyday daily life. The idea that you would need to educate and train several people for many years, to the level of being professors at top colleges, then assemble a team and give them a grant to do a study to discover such a common part of daily life seems a bit ridiculous to non-academics. [1] http://science.sciencemag.org/content/353/6300/694 http://science.sciencemag.org/content/353/6300/694